Vanessa and Casper explore the theme of destiny in chapter sixteen, the penultimate chapter of Harry Potter and the Sorcerer's Stone. They discuss why Neville is excluded from the trio's adventure, where Hermione's strengths and weaknesses come from, and the possible symbolism of chess pieces. Throughout the episode they look at the question: are our choices part of our destiny? This week's voicemail is thanks to Micah Herstand.
The Wall Street Journal's Josh Mitchell says it's easy for parents to get a federal college loan for their children through the Parent Plus program. The problem is that the program has a double-digit default rate on loan repayments.